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Trust Aboki
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One request. Offers from licensed BDCs. You choose.

Trust Aboki is not a bureau de change and never holds your money. You exchange directly with the licensed provider you choose.

The three steps

  1. Say what you need

    Buy or sell, which currency, how much, where and when. If you’re buying, what it’s for — BDCs need that to sell legally.

  2. Get rates from licensed BDCs

    BDCs that serve your area send their rate, what you’d pay or receive in naira, and how long they’ll hold it.

  3. Choose and exchange

    Compare them side by side, choose one, agree a time in messages, and exchange at the BDC’s branch.

Why we ask what the money is for

Under the CBN’s rules, licensed BDCs may sell foreign currency to individuals only for approved purposes. Telling providers the purpose up front lets them prepare the right paperwork and saves you a wasted trip.

  • Personal travel

    Usually: valid passport, visa (where required) and travel ticket.

  • Business travel

    Usually: passport, visa, ticket and a letter from your employer or business.

  • School fees abroad

    Usually: admission letter and the school’s fee invoice.

  • Medical bills abroad

    Usually: invoice or letter from the hospital abroad.

  • Exams or professional fees

    Usually: the exam body or association’s invoice.

What “verified” means

Only providers with a current, staff-checked CBN licence can send you offers.

What we check

  • The business’s BDC licence number and name against the CBN’s published list of licensed BDCs.
  • That the licence tier covers the state where the BDC serves customers.
  • We re-check every licence year — licences expire on 31 December.
  • Every check is recorded with the date and the source we used.

What “verified” doesn’t mean

  • It is not an endorsement by the CBN or any regulator.
  • It doesn’t guarantee a particular rate or service quality — that’s what reviews and response times are for.
  • Uploading a document is not verification. Pending providers can’t send offers.

Where your money goes

Straight between you and the BDC

You pay the BDC directly — by transfer to the business’s own naira account — and receive your FX at its licensed branch. When you sell FX above $500, the BDC pays into your bank account. We never collect, hold or transfer your money.

Stay safe

  • Only exchange at the BDC’s licensed branch — never on the street or at a “meet-up” spot.
  • Pay by bank transfer to the business’s own account, never to a personal account.
  • Only pay when you’re at the branch — never send money in advance to someone you’ve only chatted with — and never share your PIN or OTP.
  • Payment screenshots can be faked. Confirm funds in your own bank app.
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