USD to NGN today

Name: CBN official USD to NGN exchange rates
Creator: Central Bank of Nigeria

Licensed BDCs set their own rates.

Find a licensed BDC near you

Official CBN rates

Official reference

Naira per 1 US dollar

CBN central: ₦1,345.76 per $1
CBN buying: ₦1,345.26 per $1; ₦0.50 under central
CBN selling: ₦1,346.26 per $1; ₦0.50 over central

CBN buying and CBN selling are the CBN’s own rates, either side of central — not what a licensed bureau de change (BDC) will charge you or pay you.

What are the exact figures?

The CBN publishes its rates to 4 decimal places; we round them to 2. For 30 October 2026, in naira per $1:

CBN buying: ₦1,345.2565
CBN central: ₦1,345.7565
CBN selling: ₦1,346.2565

The calculator works with the exact figures. Recent days are further down, exactly as published.

CBN rate for Fri, 30 Oct 2026

Published by the Central Bank of Nigeria at cbn.gov.ng for 30 October 2026. We received them on Mon, 2 Nov, 10:28 am.

CBN central is down ₦0.65 (0.05%) since 29 October 2026.

Over 7 days: -1.14%; since 23 Oct
Over 30 days: +1.29%; since 30 Sept
Over 1 year: -6.32%; since 30 Oct

Convert USD and naira

Official referenceCBN central rate for 30 October 2026Works out to about₦134,576$100 × ₦1,345.7565 per $1 = about ₦134,576

A guide only — not an offer. A licensed BDC’s rate for you depends on the amount, the branch and the day. Naira figures are rounded to the naira; foreign amounts round down to the cent.

Which USD rate is which?

Different numbers answer different questions. Only an offer from a BDC is a rate you can hold someone to.

Kinds of USD to NGN rate compared
Rate	Naira per $1	Updated	Can you get this rate?
Official referenceCBN central rate	₦1,345.76	For 30 October 2026	No — it’s a reference, not a price
OfferAn offer to you	When requests open in your city	Held until the time the BDC sets	Yes — until its hold time ends

How to read the CBN’s rates

The CBN publishes three rates for each currency every business day.

CBN central: The middle of the three. It’s the one we chart and alert on, and the one the calculator uses unless you choose another.
CBN buying: The CBN’s published buying rate for US dollars, a little under central.
CBN selling: The CBN’s published selling rate for US dollars, a little over central.

“Buying” and “selling” here are the CBN’s side, not yours. None of the three is a price you can get: each BDC sets its own rates, usually above these when it sells to you and below them when it buys from you. Amounts above $500 that you sell to a BDC are paid into your bank account.

Buying or selling US dollars?

We’re opening city by city. Join the waiting list and we’ll tell you when you can ask licensed BDCs to hold a rate for you.

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Today at a glance

The CBN central rate for Fri, 30 Oct 2026 is ₦1,345.76 per $1, down ₦0.65 (0.05%) from Thu, 29 Oct 2026.

USD/NGN CBN central rate over 1 year

From 30 October 2025 (₦1,436.47) to 30 October 2026 (₦1,345.76). Lowest in this period ₦1,315.17, highest ₦1,464.00. CBN central rate, business days only. The scale starts at the period’s low, not at zero, so small moves look larger.

USD/NGN CBN central rate over 30 days

From 30 September 2026 (₦1,328.66) to 30 October 2026 (₦1,345.76). Lowest in this period ₦1,328.66, highest ₦1,367.11. CBN central rate, business days only. The scale starts at the period’s low, not at zero, so small moves look larger.

CBN USD/NGN rates for the last 30 business days, in naira per $1, exactly as published
Date	CBN buying	CBN central	CBN selling
Fri, 30 Oct 2026	₦1,345.2565	₦1,345.7565	₦1,346.2565
Thu, 29 Oct 2026	₦1,345.9108	₦1,346.4108	₦1,346.9108
Wed, 28 Oct 2026	₦1,346.5259	₦1,347.0259	₦1,347.5259
Tue, 27 Oct 2026	₦1,351.8710	₦1,352.3710	₦1,352.8710
Mon, 26 Oct 2026	₦1,366.6057	₦1,367.1057	₦1,367.6057
Fri, 23 Oct 2026	₦1,360.8394	₦1,361.3394	₦1,361.8394
Thu, 22 Oct 2026	₦1,343.4049	₦1,343.9049	₦1,344.4049
Wed, 21 Oct 2026	₦1,333.7233	₦1,334.2233	₦1,334.7233
Tue, 20 Oct 2026	₦1,332.6467	₦1,333.1467	₦1,333.6467
Mon, 19 Oct 2026	₦1,332.7568	₦1,333.2568	₦1,333.7568
Fri, 16 Oct 2026	₦1,331.2582	₦1,331.7582	₦1,332.2582
Thu, 15 Oct 2026	₦1,330.6139	₦1,331.1139	₦1,331.6139
Wed, 14 Oct 2026	₦1,331.5893	₦1,332.0893	₦1,332.5893
Tue, 13 Oct 2026	₦1,331.9728	₦1,332.4728	₦1,332.9728
Mon, 12 Oct 2026	₦1,331.0960	₦1,331.5960	₦1,332.0960
Fri, 9 Oct 2026	₦1,330.1860	₦1,330.6860	₦1,331.1860
Thu, 8 Oct 2026	₦1,331.1021	₦1,331.6021	₦1,332.1021
Wed, 7 Oct 2026	₦1,330.7679	₦1,331.2679	₦1,331.7679
Tue, 6 Oct 2026	₦1,329.8745	₦1,330.3745	₦1,330.8745
Mon, 5 Oct 2026	₦1,330.6875	₦1,331.1875	₦1,331.6875
Fri, 2 Oct 2026	₦1,329.0965	₦1,329.5965	₦1,330.0965
Wed, 30 Sept 2026	₦1,328.1600	₦1,328.6600	₦1,329.1600
Tue, 29 Sept 2026	₦1,329.4737	₦1,329.9737	₦1,330.4737
Mon, 28 Sept 2026	₦1,330.3292	₦1,330.8292	₦1,331.3292
Fri, 25 Sept 2026	₦1,328.5138	₦1,329.0138	₦1,329.5138
Thu, 24 Sept 2026	₦1,327.6687	₦1,328.1687	₦1,328.6687
Wed, 23 Sept 2026	₦1,327.4974	₦1,327.9974	₦1,328.4974
Tue, 22 Sept 2026	₦1,326.7784	₦1,327.2784	₦1,327.7784
Mon, 21 Sept 2026	₦1,328.8019	₦1,329.3019	₦1,329.8019
Fri, 18 Sept 2026	₦1,330.2027	₦1,330.7027	₦1,331.2027

Source: Central Bank of Nigeria (CBN) published exchange rates. Source page: cbn.gov.ng. Business days only; we record when we received each rate. We never show “black market” rates.